Underwriting Consultant

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for an Underwriting Consultant based in Canada.

Join an Individual Underwriting team as a trusted technical resource, applying your expertise to assess life and critical illness insurance risks. In this role, you will support National Accounts, General Agents, and Advisors by delivering sound, competitive underwriting decisions. You will work closely with sales and internal partners to build strong relationships and provide clear, thoughtful guidance. Your medical knowledge and analytical judgment will help ensure accurate risk classification and a positive customer experience. You will also contribute to process improvements, share your expertise through mentoring, and help strengthen underwriting practices. This is a full-time remote opportunity offering professional development and opportunities to grow your technical and leadership capabilities.

Accountabilities

- Assess, evaluate, and classify life and critical illness insurance risks in accordance with established underwriting philosophies, policies, and standards.

- Deliver accurate, consistent, and competitive underwriting decisions in collaboration with sales teams and head office partners.

- Support National Accounts, General Agents, and Advisors by providing clear explanations, technical guidance, and effective solutions.

- Build and maintain trusted relationships with internal stakeholders and external partners, ensuring professional and customer-focused interactions.

- Apply sound judgment when interpreting medical information, financial details, and other risk factors to determine appropriate underwriting outcomes.

- Ensure compliance with applicable consumer protection laws and regulations, particularly those governing risk classification, confidentiality, and disclosure.

- Identify complex underwriting challenges, recommend practical solutions, and contribute to continuous process improvement.

- Share technical knowledge, mentor colleagues, and support a collaborative and high-performing underwriting environment.

Requirements:

- Hold underwriting approval authority of at least $5,000,000 in life insurance and $250,000 in critical illness insurance.

- Demonstrate significant experience assessing Critical Illness cases, with strong knowledge of medical conditions, diagnostic criteria, and related risk factors.

- Possess a thorough understanding of anatomy, medical terminology, diseases, medical tests, and treatments, along with an awareness of medical developments and industry trends.

- Be able to interpret and apply current technical information and explain pricing tools, systems, processes, and the principles behind them.

- Bring strong analytical, research, problem-solving, critical-thinking, and decision-making capabilities.

- Demonstrate solid financial knowledge and the ability to assess relevant financial information as part of the underwriting process.

- Have excellent written and verbal communication skills, with the ability to explain decisions clearly and build effective partnerships.

- Show strong mentoring, collaboration, and customer service skills.

- Be highly organized and detail-oriented, with the flexibility to manage competing priorities and meet tight deadlines.

- Demonstrate a commitment to continuous professional development, including current enrolment in or a strong interest in LOMA and/or ALU courses.

- A university or college degree in a related discipline is considered an asset.

- Bilingual proficiency in English and French is considered an asset.

Benefits:

- Salary range: CAD $85,300–$135,300 per year, depending on experience, qualifications, education, and other relevant factors.

- Eligibility to participate in incentive programs, with additional compensation linked to individual and business performance.

- Customizable health and dental coverage, including vision care, mental health support, and employee and family assistance programs.

- Short- and long-term disability insurance, life insurance, and accidental death and dismemberment coverage.

- Adoption, surrogacy, and wellness benefits.

- Retirement savings options, including pension plans and a global share ownership program with employer matching contributions.

- Financial education and counseling resources.

- Paid time off, including holidays, vacation, personal and sick days, as well as statutory leaves of absence.

- Professional development and leadership opportunities, supported by an annual commitment of 40 learning hours.

- Full-time remote working arrangement in Canada.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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