Manager, Financing Solutions

Job description

National Bank continues to expand its presence in Western Canada and is looking to strengthen its Commercial Banking team in Winnipeg. We are seeking a Manager, Financing Solutions to support our commercial client base and contribute to the continued growth of our business in Manitoba. A career as a Manager, Financing Solutions means acting as a credit specialist for a diverse portfolio of commercial clients. Working closely with Account Managers, you analyze and structure financing solutions that meet clients' needs while ensuring sound risk management. Your expertise in credit, financial analysis and deal structuring directly contributes to the quality of our financing solutions and the experience we provide to our clients. Your role

- Analyze and structure financing solutions tailored to clients' needs by assessing financial statements, cash flows, financial projections and repayment capacity, while ensuring alignment with the Bank's credit policies and risk criteria.

- Develop sound, well-supported credit recommendations by preparing comprehensive, high-quality credit applications and identifying key risks related to clients, transactions and their respective industries.

- Work closely with Account Managers to understand clients' financing needs, assess different scenarios and recommend appropriate financing structures and solutions.

- Partner with Credit Risk Management and key internal stakeholders to negotiate credit terms and conditions, address potential issues and support the efficient processing of financing requests.

- Act as a credit resource for the team, sharing your expertise and contributing to the development of colleagues' knowledge and capabilities in commercial financing.

Your team You will be part of the Commercial Banking team in Winnipeg, Manitoba, contributing to the continued growth of our business in the Manitoba market. You will work within a collaborative team that partners closely with business owners and colleagues across the Bank to deliver financing solutions tailored to the needs of our commercial clients. We foster a variety of continuous learning opportunities to support your development, including hands-on learning, training and collaboration with colleagues who bring diverse expertise and backgrounds. Prerequisites

- Bachelor's degree in commerce, finance, business administration, accounting or a related field, and 5 or more years of relevant experience.

- Demonstrated experience in commercial credit, business financing or a related field.

- Strong financial analysis skills, including experience analyzing financial statements, cash flows and repayment capacity.

- Solid understanding of credit risk management and commercial lending practices.

- Experience analyzing and structuring financing solutions.

- Strong negotiation skills and ability to provide clear, well-supported recommendations.

- Excellent interpersonal and communication skills, with the ability to collaborate effectively with internal and external partners.

Communication

Diversity & Inclusion

Driving Results

Emotional Intelligence

Teamwork

Accountability

Client-focused

Empathy

Initiative

Learning Agility

Resiliency

Humility

Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and family assistance program * Preferential banking services * Involvement in community initiatives * Telemedicine service * Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!